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Free 15-minute call · For Australian business owners

Outsourced bookkeeping that gets the books off your plate, without losing control of them

Free My CloudFree 15-minute cost check, request your call

No obligation. We call you back within one business day to book your 15 minutes.

A local bookkeeper typically costs $65,000 to $85,000 a year once you add super, leave and the time spent managing them. Since 2010, more than 200 Australian businesses have replaced that line with a university-qualified graduate accountant based in the Philippines, working inside their Xero, MYOB or QuickBooks during Australian business hours, for around half the cost.

In 15 minutes on the phone you get the real numbers for your business, the structure that keeps your accountant in control, and a straight answer on whether it suits you. No pitch and no obligation.

  • Books done daily, so BAS week is just another week
  • One named person who learns your business, not a pool that re-learns it every month
  • You see the numbers every day. Your accountant keeps the final say.

What it costs

About 50% less than employing a bookkeeper locally

The saving holds at any level of hours. Most businesses sit between 10 and 20 hours a week, and casual help is available with no minimum. Your exact weekly price is worked out on the 15-minute call and confirmed in writing before you start.

40 hours a weekCompared with a local employeeAbout 50% less
20 hours a weekCompared with a local employeeAbout 50% less
15 hours a weekCompared with a local employeeAbout 50% less
10 hours a weekCompared with a local employeeAbout 50% less
CasualHelp when you need itNo minimum hours

  • Your own university-qualified bookkeeper, every day, inside your Xero, MYOB or QuickBooks
  • Australian business hours, managed from Melbourne, based in our Manila office
  • No setup fee, no lock-in contract, running in 3 business days
  • Your accountant still reviews and signs off. We are not a BAS or tax agent.

Compared with a full-time local bookkeeper on the median wage of $72,800 a year plus 12% super, about $81,536 a year (Jobs and Skills Australia, Bookkeepers), against our rate card as at October 2026. Recruitment, payroll tax, workers compensation, a desk and leave cover add to the local cost. Our prices exclude GST.

The agenda

What we cover in 15 minutes

Short on purpose. You leave with numbers you can take to your accountant, not a sales deck.

1

The real cost of a local hire

Salary, super, leave, recruitment, and the hours you spend managing the role.

2

What a dedicated graduate accountant costs

A range for your business based on volume and software, not a headline number.

3

Who does what

What your bookkeeper handles every day, and what your accountant still reviews and signs off.

4

BAS, payroll and payday super

How the daily work keeps your file ATO-ready for the deadlines that now arrive every pay run.

5

Security and control

Signed NDA, permission-based software access you control, and a full audit trail in your own file.

6

Whether it suits you at all

Some businesses are better off as they are. If that is you, we say so on the call.

The question people type most

How much does a bookkeeper cost in Australia?

A local bookkeeper charges about $35 to $90 an hour, or costs $65,000 to $85,000 a year as an employee once super and leave are counted. A dedicated FreeMyCloud bookkeeper costs about 50% less than a local employee once super is counted, with the same person inside your software every day.

Bookkeeping rates by the hour

Hourly bookkeepers in Australia advertise between about $35 and $90 an hour depending on city and qualification. Ours work out at about half the hourly cost of a local employee once super is counted, and the rate falls as the hours rise.

Bookkeeping fees by the week

You pay a fixed weekly amount for the hours you choose, from 10 hours a week. It is agreed in writing before you start and stays the same every week, so there are no surprise invoices.

What is not in the price

GST is added on top of our fee. Your accountant’s fees stay with your accountant: we prepare, they review and sign off.

Checked against the ATO failure to lodge penalty page and the FreeMyCloud rate card on 5 October 2026.

The cost of leaving it

The $8,000 bookkeeping mistake

The mistake is doing the books late, or not at all, and paying for it in June. Here is where about $8,000 goes in a year of late books for a typical small business.

1

ATO late lodgement penalty (failure to lodge)

The ATO charges one penalty unit for every 28 days a statement is late, up to five units. A penalty unit is $364 from 1 July 2026, so one late BAS can cost up to $1,820, and two late quarters $3,640. Interest on the late payment is charged on top and is no longer tax deductible.

2

The accountant’s catch-up

Books that arrive unreconciled take an accountant 10 to 20 hours to repair at year end, at $250 to $350 an hour. That is $2,500 to $7,000 on the invoice as “bookkeeping adjustments”, every year it happens.

3

Lost GST credits and decisions made blind

Receipts that are not entered are credits not claimed, and a year of guessing at the margin costs more than any invoice. Two late quarters and a mid-range catch-up alone add up to about $8,000.

Checked against the ATO failure to lodge penalty page and the FreeMyCloud rate card on 5 October 2026. Penalty unit value from the ATO rate effective 1 July 2026; verify the current unit at ato.gov.au, failure to lodge on time penalty.

Before you sign anything

7 questions to ask before you outsource your bookkeeping

  1. Who exactly will do the work, and is it the same person every day? A pool means re-explaining your business every month. Ask for a name.
  2. What hours will they work? If they are not in your time zone during your business hours, every question waits a day.
  3. Who owns the software login? You should. The bookkeeper works inside your Xero, MYOB or QuickBooks, never in a copy.
  4. What happens with my accountant? The right answer is that nothing changes: they still review and sign off, and they get cleaner books.
  5. Who lodges the BAS? Only a registered BAS or tax agent can lodge. If a bookkeeping service says it will lodge, ask for the registration number. We prepare; your registered agent lodges.
  6. What does it cost to leave? Lock-in contracts and setup fees are where cheap headline prices earn their money back. We have neither.
  7. How is my data kept safe? A signed NDA, named staff, their own office, and your software’s own permissions are the minimum. Ask to see all four.

Checked against the ATO failure to lodge penalty page and the FreeMyCloud rate card on 5 October 2026.

Plain speaking

What bookkeepers don’t say

The hourly rate is not the price

A $45 an hour bookkeeper who takes 12 hours to do 8 hours of work costs more than one at half the rate who does it in 8. Ask what a month costs, not an hour.

Monthly bookkeeping is late bookkeeping

Books done once a month mean a month of unanswered questions and a BAS done in a rush. Daily is the standard we work to.

Catch-up work is quoted separately almost everywhere

Ask what the first month costs if your books are behind. We tell you on the 15-minute call, before you decide.

“We handle your BAS” usually means prepare, not lodge

So does ours. Your registered agent lodges. The difference is that we say so up front.

Offshore is not the risk. Anonymous is.

The question is not where the person sits but whether you know their name, their hours and their manager.

Your accountant already knows

Most accountants would rather the daily books were done by someone else. Ask yours. Then ask them to review ours.

Checked against the ATO failure to lodge penalty page and the FreeMyCloud rate card on 5 October 2026.

The fear, answered

Is offshore bookkeeping safe?

It is as safe as the arrangement around it. Here is the arrangement around a FreeMyCloud bookkeeper.

A named person in our own office

Your bookkeeper is a university-qualified accounting graduate employed by FreeMyCloud, working from our office in Ortigas Center, Manila, not a freelancer at home. You know their name and their manager.

Your software, your permissions

They work inside your Xero, MYOB or QuickBooks under a login you control and can switch off. Nothing is copied out. A signed NDA is standard before any access.

Australian hours, Melbourne management

Your bookkeeper works your business hours and is managed from Melbourne. Your accountant still reviews and signs off: we are not a BAS or tax agent and never lodge on your behalf.

Checked against the ATO failure to lodge penalty page and the FreeMyCloud rate card on 5 October 2026.

The takeaways

What you walk away with

Whether you decide to change next month or next year, you will leave the call with a clear answer to each of these.

From“Offshore bookkeeping sounds risky”
→
ToA clear picture of the structure: signed NDA, controlled software access, Australian business hours, and your accountant still signs off
From“I am guessing at the numbers”
→
ToA cost range for your business, side by side with what you pay now
From“We cannot manage another person”
→
ToHow a dedicated bookkeeper slots into your week with no extra layer of admin on your side
From“How fast could this actually happen”
→
ToA realistic start date. Most clients are running within three business days, with no setup fee and no lock-in contract
FMC
Who you will talk to

An Australian-owned team, since 2010

Free My Cloud Pty Ltd was founded in Melbourne in 2010 to give Australian businesses access to university-qualified accounting graduates from the Philippines at a fraction of local hire cost. The business is Australian owned and operated from Melbourne, with its own office in Ortigas Center, Manila, where the team works Australian business hours.

You talk to a senior member of our Australian team, not a call centre. If your business is not a fit, we will tell you and point you somewhere better.

Numbers, not promises

What 200+ Australian businesses already do

15+years in business, since 2010
200+Australian businesses supported
Around halfthe cost of a local hire, typically
3 daysmost clients are running within three business days

What clients typically hand over

  • Daily bank reconciliations in Xero, MYOB or QuickBooks
  • Accounts payable and receivable, supplier and debtor follow-up
  • Payroll processing and payday super preparation
  • BAS preparation ready for your accountant to lodge
  • Monthly management reports and cash flow
  • Accounting software setup and clean-up
Your accountant stays your accountant. Free My Cloud does the daily bookkeeping inside your own software file so that the numbers are ready when your accountant needs them. We do not replace your tax agent, and we say so on every call.

Request your call

Book your free 15-minute cost check

Fifteen minutes, the real numbers for your business, and a straight answer. No setup fee, no lock-in and no obligation to go ahead.

Prefer to talk now? Call the Melbourne office on 1300 66 88 14

  • Australian owned and operated since 2010
  • Same dedicated graduate accountant every day
  • Works inside your Xero, MYOB or QuickBooks, Australian hours
Free My CloudFree 15-minute cost check, request your call

No obligation. We call you back within one business day to book your 15 minutes.